Special Events Insurance

Special Events / Wedding Insurance

Special Events / Wedding Insurance

Because even the best laid plans can go awry. Let us protect you and your event.

We sure hope the worst-case scenario doesn’t happen during your special event, but if it does, we want you to be protected in the best possible way. 

Even the best laid plans can go awry, so be prepared as best as you can. Events Insurance can protect against bodily injury and property damage claims related to special events hosted or organized in our communities. Whether it’s a wedding, golf tournament, or other special event with a general or liquor liability exposure, we can help.

IMPORTANT THINGS TO CONSIDER FOR YOUR SPECIAL EVENT:
  • Find out what kind of coverage you may already have through the venues and vendors.
  • Understand what can and can’t be covered and be comfortable with the associated risks.
  • Have back-up plans in case of unforeseeable circumstances such as weather-related threats. 
  • Checklist
    IMPORTANT THINGS TO CONSIDER FOR YOUR UPCOMING EVENT:
    • Find out what kind of coverage you may already have through the venues and vendors.
    • Understand what can and can’t be covered and be comfortable with the associated risks.
    • Have back-up plans in case of unforeseeable circumstances such as weather-related threats. 

IS THIS THE SAME AS WEDDING INSURANCE?
Because weddings—especially destination weddings here in South Carolina—can cost so much, insuring the event has become quite common leading to what many refer to as wedding insurance. 

According to the popular wedding resource, The Knot, the average cost of a wedding is now $34,000. Here in Charleston, over a third of this expense can be allocated to the wedding venue alone and with booking and deposit fees possibly due well over a year in advance. What do you do if your venue goes out of business, or experiences a fire or hurricane damage themselves? 
WHAT ABOUT INSURING EVENTS THAT AREN'T WEDDINGS?
Absolutely! Events you might like to consider special events insurance for can include:

  • Community activities like carnivals or festivals 
  • Fundraisers, golf tournaments, private corporate events 
  • Personal or religious celebrations 

WHAT IF MY EVENT OFFERS ALCOHOL?
If you intend to provide alcohol at your event, and manufacturing, selling, or distributing alcoholic beverages are not your primary business, call us about Host Liquor Liability Insurance. This additional coverage adds protection if an intoxicated guest, served alcohol at an event you host, causes bodily injury or property damage.
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Personal Special Event

  • Questionmark
    IS THIS THE SAME AS WEDDING INSURANCE?

    Because weddings—especially destination weddings here in South Carolina—can cost so much, insuring the event has become quite common leading to what many refer to as wedding insurance. 


    According to the popular wedding resource, The Knot, the average cost of a wedding is now $34,000. Here in Charleston, over a third of this expense can be allocated to the wedding venue alone and with booking and deposit fees possibly due well over a year in advance. What do you do if your venue goes out of business, or experiences a fire or hurricane damage themselves? 

  • Questionmark
    WHAT ABOUT INSURING EVENTS THAT AREN'T WEDDINGS?

    Absolutely! Events you might like to consider special events insurance for can include: 

    • Community activities like carnivals or festivals 
    • Fundraisers, golf tournaments, private corporate events 
    • Personal or religious celebrations  
  • Questionmark
    WHAT IF MY EVENT OFFERS ALCOHOL?

    If you intend to provide alcohol at your event, and manufacturing, selling, or distributing alcoholic beverages are not your primary business, call us about Host Liquor Liability Insurance.  This additional coverage adds protection if an intoxicated guest, served alcohol at an event you host, causes bodily injury or property damage.

We can help.

Let's discuss your upcoming event and answer any questions you may have.

Call us at 843-851-6868.

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