For nearly six months of each year, areas such as the Lowcountry experience hurricane season. With that comes the potential threat of damage as a result of wind and hail. Like personal/home wind and hail insurance, businesses located closer to the coast are advised to have this added protection. Similar to flood insurance, commercial policies may not cover damage from wind and hail. 

Particularly in an area that has experienced increased hurricane activity each year, this coverage will provide the extra protection needed in the case of damage that could result from tropical storms.